If you’ve been struggling to get your finances together, it’s time to stop worrying and start planning. The best budget planners can help you master your money.
Budgeting can seem daunting at first glance, but with the right set of tools, you’ll be on top of your money in no time.
The best budget planner books will help teach you how to make a plan for every aspect of your financial life, from saving for retirement to paying off debt.
We’ve narrowed down the list for you by providing some of our favorite budget planners on various topics.
So what are some of the 10 best budget planner books to master your money? Let’s take a look!
10 Best Budget Planners & Notebooks Reviewed
When it comes to getting organized and budgeting, doing so the right way can be a challenge. By utilizing tools such as good planners, you will find that organization is much easier.
When it comes to personal finances, people often experience a certain degree of confusion and frustration early on.
Budgets are essential but can be challenging to keep up and track. But the right tools make the job easier and more productive.
What is a Budget Planner?
A budget planner is a tool that keeps track of your finances as one. It is used to record monthly bills, expenses, debt (saving), and more.
A budget planner can help track all incoming and outgoing money, giving you a better understanding of your financial situation.
What Is The Best Budget Planner?
There is no one-size-fits-all budget planner. Everyone has different financial needs and budgets differently, so there isn’t a good match for everyone.
To find the right option, I recommend reading reviews and checking out several books before deciding on which plan works best for you.
In this post, I will highlight 10 of the best budget planners and organizers on the market so that you can take control of your finances.
1. Clever Fox Budget Planner
The Clever Fox Budget Planner is a great way to save money and track your monthly spending. You can set and achieve goals, track your income and expenses, make payments and manage debt while staying on top of everything from where the money goes to what you want it to do for you.
When you stay on top of your bill payments and have all of your important information in one place, it can drastically reduce the chance that you’ll miss a payment.
Monthly expenditures are divided into categories for easy review at the end of the month.
With a high-quality leatherette hardcover and durable page markers, this budget planner is well worth the purchase. If you’re looking for a sticker-filled budget planner, this is for you.
There is a pen holder and pocket for receipts, bills, etc., to make monthly reviews quick and easy.
This year-long planner is great for highlighting financial areas that need to be improved. It comes in multiple colors if you want a personalized touch.
Some users may find this planner a bit small as it measures only 5.8” X 8.3”. This is especially true for those with larger handwriting, who might have difficulty fitting their words onto the page.
|Monthly calendar for managing expenses and income|
Pockets to save all your bills and receipts.
All your details are recorded together
|Pages don’t lie completely flat|
Pages are on average small
2. Clever Fox Budget Book
The Clever Fox Budget Book comes with different color interior pages that make budgeting more enjoyable. It also includes a monthly calendar, which can be help set up bill reminders.
This monthly budget organizer is perfect for people who want to maintain a budget while on the go. The slim size of 5.3″x7.7″ makes it easy to fit inside any book bag or purse, and the compact size makes it also perfect for keeping up with your finances while traveling.
With this planner, you can track your monthly expenses, income, debt, and bills. It also includes a pocket for receipts and bills to stay organized.
|Helps you set long-term and short-term goals|
A compact and portable budget planner
Stickers to help you categorize your financial information
|Maybe too small for some people|
3. GoGirl Budget Planner
This planner is the most compact in size on this list, coming in at 5.3ʺ x 7.7ʺ making it perfect for those looking for a smaller option. Those with an interest in a larger planner may need to look elsewhere, as the Go Girl Budget Planner does not come close to comparable sizes.
The Go Girl Budget Planner is an excellent addition to any home. It’s perfect for tracking monthly expenses and paying off debt. It comes with stickers included and 120 pages of space to plan your finances ahead of time.
This planner includes 4 pages with 28 rows per page to keep track of monthly expenditures items, providing plenty of room to write down all the details.
This animal-free leather planner comes in different colors and has a quick start guide. It would be perfect for anyone who is looking for an adorable small planner.
|A bargain if you’re looking for an inexpensive gift|
120 pages of budgeting and tracking
|The space for expenses is too small|
There is no calendar
4. Erin Condren Petite Financial Planner
If you are struggling to balance your budget, this planner will help. It comes with twelve month’s worth of financial planning for all your money related needs. This planner is seventy- two pages, including a monthly savings tracker, a debt tracking page, stickers, and a page of quotes.
The best part about this budget planner is that it comes with a folder to store stickers and paper to stay organized.
While this is a good planner for budgeting, it’s not a very durable planner as some reviews have indicated that it can detach easily.
|Great for those just starting out with budgeting|
Colorful planner with inspirational quotes
|No monthly calendar|
Can easily detach
5. Legend Deluxe Budget Planner
While many people make monthly budgets, few people start their budget for the following month before it begins. The Legend Deluxe Budget Planner allows you to do that with no trial-and-error or guesswork.
Creating a budget with this planner will allow you to have the financial clarity you want and need. You can also review your spending habits at the end of the month to determine what is working for you and what isn’t. If you need a way to organize your finances, then this planner will be perfect for you.
This Planner contains multiple areas for financial tracking, including goal setting and savings tracking, and information on debt.
The significant advantage of this planner is that it does not have a specific end date. You can custom fill in the monthly pages anytime throughout the year and start using them immediately.
This 8X5 planner comes as a package deal that includes some of the most important organizational products. Its heavy and durable 120 GSM pearl thick paper and a pen holder at the top is designed with durability in mind. The elastic band also keeps your planner open so you can write on multiple pages, giving it versatility.
Legend offers one of the best money-back guarantees. If you’re not satisfied for any reason, whether it be low quality or dissatisfaction with the results, you can return your planner and receive a full refund without question.
|The cover is durable and attractive|
Includes sturdy pages so you can write on them
This is suitable for beginners
Sheet of financial stickers
Able to list your financial goals each month
Not enough space to list debt
6. Boxclever Press Budget Planner
This budget planner is great for organizing your household and personal finances over the course of a year. It also features a budget organizer, which makes it easy to use and helps you stay on top of all your bills.
This planner will allow you to log your monthly expenses, income, bills, and savings all in one place.
This budget planner includes tailored sections for tracking your holiday spending. This is useful for someone interested in saving up for Christmas and birthday gifts. It also comes with 13 outside storage pockets perfect for your bills and receipts.
The dimensions of this planner are 9.5 x 8 inches, with a hardcover and spiral binding. The front cover also has a satin ribbon page marker so you can stay organized.
If you’re looking for a budget organizer with spaces to record daily expenses and pockets for coupons, bills, and receipts, this one would be perfect.
|It has 13 different pockets for paperwork|
includes a ribbon page marker
Holiday expense tracker included
|Planner does not come with a calendar|
Some sections are pre-filled
7. Limitless Mindset Budget Planner
The Joint Budget Planner is the best and most comprehensive budget planner for couples or families. The cover is durable faux leather which measures 6” x 9” to write all of the details about your income and expenses.
If you are looking for an excellent budget planner with cash envelopes, then the Limitless Mindset Budget Planner is your best choice. It includes 3 envelopes to help you prepare for due bills.
This budget planner contains 12 different colors for every month in the planner to make it easier to differentiate between months; all months are undated. This budget planner also includes a yearly income tracker, monthly bill planner, and spending tracker so you can create a cash envelope system that works best for you financially.
Each book in the planner includes 2 pockets for storing receipts, bills, and more. Stickers are also provided so you can make your entries unique.
If you need a budget planner that includes saving and income tracking with cash envelope functionality, give this one a try.
|Includes cash envelopes|
Larger in size
12 months undated
Durable planner that will work for long-term goals
2 pockets for cash and receipts.
|The paper is not thick enough|
8. Clever Fox Budget Planner Bill Organizer
The Budget Planner & Monthly Bill Organizer by Clever Fox is their newest budget book, larger than their previous books. Some have called it the Clever Fox Budget Book 2.0.
This is a full 8″ by 9.5″ spiral-bound calendar; while this allows for pages to lie completely flat without any risk of falling out of the rings, it does have an occasional slip with larger pages.
This binder comes in a premium gift box, making it an ideal wedding or birthday present for special occasions. It also has more neutral colors to appeal to people.
The pages on the inside of this notebook are high-quality and nontoxic, preventing pen bleed through. Additionally, the layout is more creative and colorful.
This bill organizer has pocket folders for receipts and bills. Store your receipts and bills in the pockets so that you can easily find them.
The inner pages of the budgeting book are more in-depth than a traditional spending tracking portion. You’ll find mindset and goal setting exercises, as well as extensive debt and bill tracking pages.
This planner is best for people who want to track their finances extensively. If you intend to take your planner everywhere, this one is not a good option.
|Large planner with more space for writing than others|
Spiral-bound, you can open flat
Pockets designed to hold bills and receipts
Lots of debt trackers
|Pages can fall out of the spiral-bound|
No built in bookmark
9. Zicoto Simplified Monthly Budget Planner
Zicoto offers a simplified budget planner with thorough detail for individuals to track their financial progress and identify areas that may need improvement.
This planner comes in different colors and is perfect for planning your budget.
This budget planner comes with two sheets of stickers and inspiring quotes on each page to help you stay creative and focused.
|Contains two sheets of stickers.|
Includes monthly and yearly goals
|The writing space is a little small|
Calendar not included
10. Mead Organizher Expense Tracker
This Mead Organizer Expense Tracker is an excellent choice for people who want to control their budget and household expenses. This planner is designed to help you track your spending, manage cash flow, and understand your finances.
With this comprehensive expense tracker, you can keep all your bills and receipts in one place with twelve monthly pockets.
The planner has room for checklists, a calendar, budget pages, and a plastic sheet protector. The rings keep this planner flat on your desk or other flat surfaces.
Though you might run out of pages, you can easily add more thanks to the perforated design, making adding extra pages easier than most planners with this size and weight.
|12 monthly pockets for storing bills and receipts|
Easy to track monthly expenses
Planner to cover all the details
|May run out of pages|
The pages may come loose
Might be too large for some
This post may contain affiliate links. Please read my disclosure for more info.
We’ve compiled a list of our favorite budgeting planners that will help you master your money. These are great resources to check out if you’re looking for a way to get started on your financial journey and need some help getting organized.
No matter what stage in life you’re at, there are strategies to help make the most of every dollar. We hope these suggestions have been helped you find a budget planner that will be useful to you!
Which one of these did you find most interesting?